Solutions · Horizon
Regulatory Change Monitoring
Know about the rule change before your regulator asks whether you did.
The rule changed six weeks ago. Nobody noticed until the regulator asked.
That sentence is a compliance officer’s worst morning, and it never starts dramatically. Regulators do not announce themselves. A circular appears on a Tuesday afternoon. A consultation opens quietly and closes in six weeks. A technical standard lands without a press release, on a page nobody has visited since spring. And the obligation is yours from the day it publishes — whether or not anyone on your team happened to be looking.
Most compliance functions manage this the same way: a person, a bookmark folder, and a recurring calendar reminder. Every Monday morning, someone clicks through a dozen regulator websites, skims for anything new, and hopes. The country you’re licensed in gets covered properly; the other markets get covered when there’s time. It mostly works — right up until the day a supervisor asks “when did you become aware of this change?” and the honest answer is a shrug.
That question is why monitoring exists. You’re not just buying alerts. You’re buying the ability to show you were watching.
What Horizon is
Horizon watches official regulators and tells you, in plain English, when something that affects you changes.
It replaces the bookmark folder with automated daily monitoring: it follows official regulator and government pages — news, circulars, guidance, consultations, supervisory statements, enforcement decisions — detects when something of substance is published, explains each change in a few readable sentences with its urgency and any deadline attached, and delivers it to the people who need it. Every alert links straight to the primary source, so you can always go and verify the original yourself.
How it works
It watches the official sources, every day
Horizon monitors a curated list of pages published by regulators and government bodies. Every source is re-checked daily, without anyone asking it to. Two things about that list matter. First, it is official sources only — the authority’s own website, not newsletters, not law-firm commentary, not aggregators. The primary source is the whole point. Second, it is curated, not scraped: each page is on the list because it publishes something a customer would act on, and pages that turn out to be noise get removed. Fewer, better sources beat a firehose.
It notices what actually changed
When a monitored page changes, Horizon identifies what is new — not just “this page is different,” but “this specific item appeared.” Trivial edits — a reformatted menu, a rotated banner, a cookie notice — do not produce alerts. You hear from Horizon when something of substance is published.
It explains the change in plain English
Nobody should have to open a forty-page consultation paper to find out whether it matters to them. Every alert carries five things:
- A plain-English summary — what changed, and what it means.
- An urgency level — so a busy team can triage at a glance.
- A deadline, where the source states one — the single most useful field. It converts a piece of news into a task with a date on it.
- The regime it belongs to — MiCA, DORA, the AI Act, UK crypto promotions and so on — so it routes to the right person.
- A link to the primary source, always. Horizon summarises; the authority’s own document remains the record.
Illustrative alert
New technical standards on crypto-asset white paper disclosures have been published. Firms offering services to EU retail clients will need to update their disclosure templates before the stated application date.
It reaches the right people, at the right rhythm
You choose how alerts arrive: immediately once detected, as a daily digest at a set morning time, or as a weekly digest for regimes that move slowly. You can also narrow what you receive to chosen focus areas — MiCA and crypto, AML and KYC, DORA, PSD3, enforcement, capital requirements, MiFID II, EMIR and SFTR, the AI Act — so the inbox stays relevant. Leave the filter empty and everything comes through. Delivery is by email, with webhook and chat delivery for larger teams.
What you subscribe to: packs
A pack is a curated bundle of sources for one regulatory regime. You subscribe to the packs that match your business — packs including:
MiCA / CASP
The EU crypto regime: authorisation and conduct rules for crypto-asset service providers, plus the technical standards still landing after the main law.
Still tracking MiCA by hand? This is the pack that stops that.
Digital Asset Licensing (MiCA / CASP) →DORA / ICT risk
The EU digital operational-resilience regime for financial entities and their technology suppliers.
UK Crypto & Promotions
UK cryptoasset registration, and the rules on how crypto may be marketed to UK consumers.
AI Regulation
The EU AI Act and its phased obligations for providers and deployers, where the relevant authority is often not a financial regulator at all.
AI Governance & Documentation →EU AI Act Readiness →High-Risk AI: Incorporation & Jurisdiction →Where Horizon looks
Coverage has two layers, and the distinction is the product’s real intelligence. There are union-level EU rules that bind every firm in the market, and there are national rules that bind only the firms supervised in that country. Horizon tracks both: the EU-level authorities whose output applies to everyone, and the national regulators in the major licensing jurisdictions where licensed crypto, payments and AI firms actually sit.
The source list is deliberately curated rather than exhaustive, and coverage is added continuously — a growing map, not a fixed catalogue. Want to know whether your jurisdiction is covered today? The live list is in the product, always current — or just ask us about your jurisdiction. And if a page you care about isn’t on the list yet: add it yourself. That’s what the free tier is for.
Who it’s for
Why Horizon, and not another feed
Most monitoring tells you something happened. Horizon pulls the compliance date out of the source where one is stated — so a change arrives as a dated task, not an article to file away.
Nothing is laundered through a third-party summary. Every alert points at the regulator’s own page, and the reader can verify in one click. For a function whose whole job is defensibility, that link is not a nicety — it’s the point.
The competing failure mode is well known: a daily flood of everything, which the team stops reading by week three. Curated sources plus focus-area filters keep Horizon’s alerts something you actually open.
Pre-human screening, clearly labelled. No pretended judgement, no compliance guarantees. In a market of overclaiming tools, being precisely right about what the product does is the differentiator.
And behind it, a law practice. Horizon is built by Licentium — lawyers running an active licensing practice in exactly these regimes. When an alert turns into a question that needs judgement, the advisers who built the monitoring are one message away. The tool watches; the humans advise. That’s the whole design.
See it working
Frequently asked questions
Official regulator and government pages: news and press releases, circulars and guidance, consultations, supervisory statements, enforcement decisions. Official sources only — the authority’s own website, never aggregators or commentary.
Sources are checked daily. Once a change is detected, the alert goes out immediately — or in a daily or weekly digest, whichever you choose. The delivery setting controls when you’re told, not how often Horizon checks.
No — and we say that cleanly. Horizon is pre-human screening: it tells you what changed and what deserves a human’s attention. The judgement belongs to humans. When you want legal judgement on what an alert means for your licence, Licentium’s advisers handle exactly that.
Two layers: EU-level rules that bind every firm in the market, plus the national regulators in the major licensing jurisdictions — with coverage added continuously. The current list lives in the product, always up to date. Or simply ask us about your jurisdiction — we’ll tell you directly.
Yes, and free: a free account monitors up to 5 pages of your own choosing, with the same plain-English alerts.
A plain-English summary, an urgency level, a deadline where the source states one, the regime it belongs to, and a link to the original document.
The free tier is genuinely free — five pages, full alerts. Paid packs and team capabilities (shared status, assignment, notes and team invites on the higher tier) are on the pricing page, which is always current: see the pricing page ↗.
Start free. Watch five pages by tonight.
Pick five regulator pages you currently check by hand. Horizon checks them daily and writes you a plain-English alert when something of substance changes. A work email and a magic link — no password to create, no card, no call.
Start monitoring freePrefer to talk it through first? Ask us about your jurisdiction — we’ll tell you what Horizon would watch for you.
Horizon provides monitoring and summaries; it is not legal advice.