Solutions

AML / KYC & Financial-Crime Programs

The financial-crime controls regulators check first

The financial-crime controls regulators check first: AML policy, KYC/CDD procedures, Travel Rule handling, and MLRO documentation built for fintech and digital-asset firms.

How we help

Our approach

  1. 1

    AML policy & risk assessment

    A business-wide risk assessment and policy framework matched to your products and markets.

  2. 2

    KYC / CDD procedures

    Onboarding, customer due diligence, enhanced due diligence, and ongoing monitoring procedures.

  3. 3

    Travel Rule handling

    For firms moving digital assets, the originator/beneficiary information procedures regulators now expect.

  4. 4

    Roles & governance

    MLRO responsibilities, escalation and reporting (SAR/STR) procedures, and training documentation.

Who it's for

Payments and fintech firms preparing for or holding a licence, and digital-asset businesses that need a financial-crime programme that satisfies MiCA/CASP and AML registration requirements.

FAQ

Do we need a full AML program before we apply for a licence?

Usually yes — the AML framework is a core part of the application, not something you add later. Regulators want to see it in place, not promised.

Who can act as our MLRO?

The Money Laundering Reporting Officer must be a suitably senior, fit-and-proper person. We document the role and responsibilities; some firms appoint internally, others outsource — we'll talk through what fits your stage.

Does the Travel Rule apply to us?

If you transfer crypto-assets on behalf of customers, very likely. We set up the originator and beneficiary information procedures it requires.

Build a programme that passes review

Book a Consultation

Ready to launch without the regulatory guesswork?

Book a 30-minute consultation. We'll map your AI or licensing path and tell you exactly what's required, in plain language.