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Licentium: Applied Legal Research for Crypto and AI Products

Licentium is a legal-tech research and execution team for crypto, digital-asset, and AI products. We help teams classify their product, choose the right licence path, prepare filing materials, and keep operations aligned with public rules after launch.

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Licentium is a legal-tech research and execution team for crypto, digital-asset, and AI products. We study how a product is built, how users interact with it, where value moves, who keeps control over assets or data, and which public rules apply before launch. The work starts with classification, because the same product idea can fall under different duties depending on custody, transfer rights, client type, marketing, and country of operation.

We turn legal material into product decisions. A founder can use Licentium to understand whether a licence is needed, which market is suitable, which documents must be prepared, and which internal controls should exist before the first user is onboarded. The same process applies after approval: reporting dates, policy updates, regulator questions, incident records, and changes to the product must be tracked with care.

Our work covers exchanges, asset-backed token projects, token issuers, and AI teams. For crypto products, we review activity type, custody model, token function, client access, capital needs, insurance duties, and filing routes. For AI products, we review risk class, data quality, model change records, user notices, human review, testing evidence, and post-release monitoring. The goal is not to produce legal theory. The goal is to make a product safe to submit, launch, and operate. Licentium combines legal analysis, licensing practice, and structured machine reasoning. We build tools that ask the right questions, connect answers to legal duties, and produce regulator-ready materials. The team works with founders, lawyers, compliance officers, and product leads who need clear decisions before they spend time on market, licence, or product design.

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MLR Registration and the FCA Cryptoasset Gateway to 25 October 2027

This matter concerns the transition of a United Kingdom cryptoasset business from FCA registration under the Money Laundering Regulations 2017 to Part 4A permission under the Financial Services and Markets Act 2000. The question is whether MLR registration gives conversion, grandfathering, priority, or a right to continue after 25 October 2027, and what an affected firm should do before the gateway closes. This analysis assumes an existing UK-facing cryptoasset business, no relevant Part 4A permission, and an intention to continue after commencement.

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ESMA's 2026 Custody Resilience CSA and the Rules That Actually Bind

ESMA’s 2026 Common Supervisory Action is a coordinated national review of digital operational resilience in crypto-asset custody. It will test whether selected crypto-asset service providers can demonstrate effective controls across six announced workstreams. The legal questions are which requirements are binding, how national competent authorities may assess control effectiveness, and what consequences may follow from a deficiency. This analysis assumes that the firm is permitted under MiCA Article 59 to provide custody and administration within Article 3(1)(17).

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Stablecoin regulation in the US, Hong Kong and Singapore

Stablecoin and digital-token regulation now combines market-entry authorization with continuous financial-crime controls in daily operations. The question is whether the United States’ proposed payment-stablecoin customer identification program, Hong Kong’s narrow first licensing round, and Singapore’s digital payment token (DPT) directory support a bank-like compliance characterization. They do, with material limits. The more accurate proposition is that compliance is moving beyond approval into continuous financial-institution-grade operations.