The European Banking Authority released the final methodology, draft templates, and guidance for the 2027 EU-wide stress test on 9 November 2026. The stress test will formally start in January 2027 and includes a 55% reduction in required data points from participants.
The EBA relies on its authority to conduct stress tests as outlined in its regulatory framework. The 2027 stress test will include a dedicated module for assessing climate-related risks, marking a new focus area.
The requirements apply to all regulated entities participating in the stress test. These entities must prepare for the new streamlined data requests and the climate-related risk assessments.
The results of the stress test are scheduled for publication by the end of July 2027. Compliance teams should review the final methodology and draft templates to align their reporting processes accordingly.