The Gambling Commission announced on 7 July 2026 that it will introduce financial risk assessments for holders of gambling licences through a staged sequence of deposit thresholds. The start date for stage one was not fixed in the announcement and is to be set out in the formal consultation response document following engagement with industry.
Stage one applies where a customer aged 25 or over makes net deposits of GBP 5,000 in a rolling 24 hour period, and where a customer under 25 makes net deposits of GBP 2,500 in the same period. The final stage lowers those figures to GBP 1,000 in a rolling 24 hours or GBP 3,000 across a rolling 90 days for customers aged 25 and over, and GBP 750 or GBP 2,000 for customers under 25. Intermediate stages between those two points are to be determined after engagement with licensees. The Commission ties the measure to the existing customer interaction requirements at social responsibility code provision 3.4.3, which already oblige operators to act on indicators of harm beyond spend alone.
Remote betting and casino licensees carry the operational burden, because they must identify qualifying customers and route them to credit reference agencies for assessment. The credit reference agencies conduct the assessment without any effect on the customer's credit score. Affiliates and payment processors that send high deposit traffic to licensees will meet downstream friction at the thresholds above.
The Commission stated that during the early stages of implementation no enforcement action will be taken for a failure to act following a financial risk assessment. Implementation groups were to be convened over the summer of 2026 to work through practical preparation. Licensees should treat the stage one commencement date as an open item pending publication of the consultation response.
Licentium advises remote gambling licensees, payment providers and affiliates on British licensing conditions and player protection duties. Work we undertake includes licence condition gap reviews, consultation responses, customer interaction policy drafting and regulatory correspondence with the Gambling Commission.
Source: Gambling Commission, Commission to introduce Financial Risk Assessments in staged approach