From the journal

ESMA Confirms MiCA Transitional Period Ends 1 July 2026 for EU Crypto-Asset Service Providers

ESMA confirmed in its April 2026 statement that the MiCA transitional period for crypto-asset service providers expires on 1 July 2026. Under Article 143(3) of Regulation (EU) 2023/1114, CASPs providing services under national law before 30 December 2024 must hold full MiCA authorization by that date or cease EU-facing operations. No extension is available under the regulation.

2 min read

ESMA published a statement in April 2026 confirming the end of the MiCA grandfathering period for crypto-asset service providers. Under Article 143(3) of Regulation (EU) 2023/1114 (MiCA), entities providing crypto-asset services in accordance with applicable national law before 30 December 2024 were permitted to continue operating under transitional arrangements. Those arrangements expire on 1 July 2026. Any CASP that has not obtained MiCA authorization by that date must cease providing crypto-asset services to clients in the European Union.

Article 143(3) of MiCA sets the outer transitional deadline at 18 months from MiCA's application date of 30 December 2024, placing the hard stop at 1 July 2026. Member States were permitted to set shorter national grandfathering periods. Some jurisdictions established earlier deadlines. CASPs must verify the specific deadline applying in each Member State where they are active. ESMA's April 2026 statement confirms that no extension is available under the regulation and that national competent authorities are expected to begin enforcement from that date.

CASPs operating under transitional arrangements without a submitted or pending MiCA authorization application must cease EU-facing services by 1 July 2026. Banks and investment firms providing crypto-asset services under Article 60 of MiCA are subject to a parallel notification regime with a separate timeline. Clients holding assets or positions with an unauthorized CASP after 1 July 2026 face operational risk if the CASP winds down services without adequate notice.

The treatment of CASPs with pending authorization applications after 1 July 2026 varies by Member State. Where a CASP has submitted a complete application and a final decision has not been issued, some national competent authorities may permit continued provision pending the decision; others may not. CASPs with cross-border activity should map their exposure by jurisdiction. ESMA's statement does not create a uniform pending-application safe harbor across the EU.

Licentium advises on MiCA authorization, the CASP licensing process, and cross-border compliance for digital asset businesses operating in the European Union. Our partner network includes regulated practitioners in multiple Member States. Please contact us if you require guidance on MiCA compliance ahead of the 1 July 2026 deadline. Work we undertake includes: MiCA CASP authorization applications, regulatory gap analysis, EU passporting strategy, crypto-asset whitepaper preparation, and cross-jurisdictional compliance mapping.

Source: ESMA, Statement on the End of Transitional Periods under MiCA, April 2026

Crypto Regulatory

More from the journal

See all

European Commission Publishes Draft High-Risk AI Classification Guidelines Under EU AI Act, May 2026

On 19 May 2026, the European Commission published draft guidelines on classifying high-risk AI systems under Article 6 of Regulation (EU) 2024/1689, the EU AI Act. The guidelines adopt an expansive interpretation of the high-risk conformity assessment test and are supported by a targeted consultation open until 23 July 2026. The application deadline for Article 6(2) Annex III use cases has been postponed from 2 August 2026 to 2 December 2027.

FSB Issues Consultation on Sound Practices for Responsible AI Adoption in Finance, June 2026

On 10 June 2026, the Financial Stability Board published a consultation report identifying 12 sound practices for responsible AI adoption by financial institutions. The practices cover organisation-wide AI governance and AI lifecycle management at the use-case level. The FSB explicitly acknowledges the limits of human oversight of agentic AI systems and recommends AI-monitoring-AI architectures. Comments are due 22 July 2026, with a final report expected in October 2026.

New Zealand Online Casino Gambling Regulations 2026 Take Effect 3 July, Regulating Licensed Operators

The Online Casino Gambling Regulations 2026 (NZ) come into force on 3 July 2026, setting operational and advertising requirements for up to 15 licensed online casino operators under the Online Casino Gambling Act 2026. Key requirements include mandatory spending limit prompts, a prohibition on credit card payments, a 3.5% quarterly levy on gambling profits, bans on autoplay functions, and restrictions on affiliate marketing targeting specific audiences.

Ready to launch without the regulatory guesswork?

Book a 30-minute consultation. We'll map your AI or licensing path and tell you exactly what's required, in plain language.